Renaissance, Revolution and Resilience: Why Multi-Asset Investing May Be the Answer in 2026

‘Investments for a better world’ is the mission of EB-Sustainable Investment Management (EB-SIM), one of the leading asset managers specialising in ethical and sustainable investments. As a subsidiary of Evangelische Bank, our focus lies on multi-asset and renewable energy investments. In the current market environment, this means one thing above all else: providing investors with reliable, and robust strategies to help them navigate confidently through a time of profound change.

After all, we are currently experiencing a period of upheaval. Artificial intelligence is reshaping business models, while geopolitical tensions and political polarisation are causing uncertainty. At the same time, Europe’s economic outlook is improving: government investment programs, rising real wages and a robust job market are providing a positive boost.. With the return of more attractive yields and a stabilised yield curve, planning certainty is returning to the bond markets

Against this backdrop, investors must ask themselves: how can they gain clarity in this complex environment and position their portfolio correctly?

As always, effective risk management remains fundamental, because even in the best  market conditions, unexpected developments can occur. Finding the right balance is key. Investors who wisely diversify  their capital across different asset classes are well-prepared. This is exactly where our multi-asset strategies come into play.

Beyond equities and bonds

The key, therefore,lies in broad diversification. There are numerous market phases in which equities and bonds are influenced by the same factors and move in tandem. In such cases, portfolios require additional sources of diversification to provide stability. Alternative investments are crucial in this regard. Asset classes such as  renewable energy infrastructure investments and private equity exposure often exhibit lower correlation to traditional capital markets and can therefore serve as stabilising components within a portfolio.

For a long time, these investments were largely reserved for institutional investors. Through our multi-asset strategies, we make them accessible to a broader investor base.

Proven Resilience

Our flagship fund, the EB – Multi Asset Conservative (ISIN DE000A1JUU95, share class AK I), has been demonstrating the strength of this approach for over a decade. With adefensive approach, the strategy aims to preserve capital in real terms and has performed exceptionally well even during challenging market conditions.  

This strategy has been used for decades by entities such as foundations seeking to preserve and grow their capital for charitable purposes. While the fund is classified with a risk profile comparable to a traditional bond fund, it aims for significantly higher total returns

New and opportunity-driven

Designed for investors with a higher risk tolerance, the EB – Multi Asset Opportunities (ISIN DE000A407MH7, share class AKI) builds on the proven risk management of the EB – Multi Asset Conservative, but operates with significantly more flexible investment allocations.
 
In particular, the increased equity allocation enables active management to specifically capitalise on higher return opportunities during promising market phases. The result is a strategy that combines a well-established risk framework with a more dynamic and opportunity-driven investment approach.

Risks:

• Risk of market-related price fluctuations and associated return risks
• Risk of a decline in share value due to late payment or insolvency of individual exhibitors or contractual partners
• Currency losses are possible with global investments
• An investor’s personal ethical preferences may differ from EB-SIM’s sustainability approach